Detail práce

Analýza dopadů možných změn parametrů českého důchodového systému na jeho saldo

Autor: Bc. Matěj Maivald
Rok: 2016 - letní
Vedoucí: doc. Ing. Tomáš Cahlík CSc.
Typ práce: Bakalářská
Jazyk: Český
Stránky: 52
Abstrakt: Pension system in the Czech Republic still heavily relies on a model based on
current disbursement method (PAYG), which is largely based on intergenerational
solidarity. With expected demographic changes, however, the amount of
those who contribute will decrease and the oncoming retirement of populous
generations of 70s together with prolonging life expectancy on the other hand
will cause expenditure to increase. This thesis takes advantage of two different
demographic projections and incorporates the latest macroeconomic data and
legislative changes to capture the possible future scenarios. The results of this
part suggest that the current system is not sustainable without intense external
Further it explores the impact of potential changes in various parameters
of the pension system on the final account balance of pension insurance and
tries to find their ideal setting that would allow for a balanced budget. Changes
that would be required to implement in order to attain this objective are not
insignificant and could be negatively reflected in the overall development of
the Czech economy. It is therefore inevitable to start a discussion about more
comprehensive possible reforms of the Czech pension system.


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