The impact of third-party payment on the profitability of commercial banks
Author: | Mgr. Yilin Lu |
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Year: | 2021 - summer |
Leaders: | prof. Ing. Oldřich Dědek CSc. |
Consultants: | |
Work type: | Masters MEF |
Language: | English |
Pages: | 75 |
Awards and prizes: | |
Link: | https://dspace.cuni.cz/handle/20.500.11956/150451 |
Abstract: | This article explores the influence of Chinese third-party payment transaction volume on the profitability of Chinese 15 commercial banks. The article starts from the operating model of third-party payment , and then builds four corresponding models from the four dimensions of deposits, loans, non-interest income, and return on assets to test the impact of third-party payment on the profitability of commercial banks. The article concludes with conclusion and recommendations for commercial banks to mitigate risks, supervise third-party payment platforms, and collaborate with third-party payment platforms. |