The impact of third-party payment on the profitability of commercial banks
| Author: | Mgr. Yilin Lu |
|---|---|
| Year: | 2021 - summer |
| Leaders: | prof. Ing. Oldřich Dědek CSc. |
| Consultants: | |
| Work type: | Masters MEF |
| Language: | English |
| Pages: | 75 |
| Awards and prizes: | |
| Link: | https://dspace.cuni.cz/handle/20.500.11956/150451 |
| Abstract: | This article explores the influence of Chinese third-party payment transaction volume on the profitability of Chinese 15 commercial banks. The article starts from the operating model of third-party payment , and then builds four corresponding models from the four dimensions of deposits, loans, non-interest income, and return on assets to test the impact of third-party payment on the profitability of commercial banks. The article concludes with conclusion and recommendations for commercial banks to mitigate risks, supervise third-party payment platforms, and collaborate with third-party payment platforms. |
